Thanks for visiting. I'm a recent transplant to the Boston Massachusetts area, living with my boyfriend while he completes his MBA. I'm originally from Utah, I like Apple, FileMaker, writing about my feelings, and eating edamame.
I have an excel file on my computer named “The Plan” that I actually dub “Operation Kick Some Ass.” And it’s really my plan on how I’m going to pay off my credit cards. I started The Plan sometime in July after listening to the Dr. Laura radio program and she suggested that someone with credit card debt is irresponsible and not necessarily a “catch”; sort of the way that you normally wouldn’t decide to build a life with an alcoholic or drug addict. I was a credit card-addict; armed and dangerous.
At the time, these were the kinds of thoughts going through my head: “OH DEAR GOD I HAVE NO NET WORTH” and “I’M NOT ONLY OUT OF SHAPE I’M POOR.” And every so often I’d sit there with two McDonald’s cheeseburgers and self-loathe in the way that can be best described in a Misery monologue starring Kathy Bates:
“What's the matter? WHAT'S THE MATTER?! I will tell you "what's the matter!" I go out of my way for you! I do everything to try and make you happy. I feed you, I clean you, I dress you, and what thanks do I get?”
And then I’d go on and on about the “wrong paper” and “Mr. MAN!” Because it’s how I felt; like everything was wrong; no matter what I did to try and fix things. Because let’s face it; I was dumped by my boyfriend, drowning in interest, addicted to McDonald’s hamburgers, and driving my car off an I-15 overpass seemed like a good idea.
It’s about that time that I started “The Plan” expecting that I’d fail at this the same way I failed the German driving test. “I took the test and I was like, ‘This is hard’.” But I’m really glad I stuck to my budget. Because only three months later, “credit cards” is actually only “credit card.” I can’t even begin to tell you how good that feels.
I have a warning to all those who are thinking of using a Capital One card: BE YE NOT SO STUPID.
Determined 
Subscribe to this comment's feed